How it Works?

  • 1. Sign-up

    Open an account online in minutes, head over to

  • 2. Send Your Documents

    Send-in/upload your photo ID and Proof of Address.

  • 3. Your Card is Posted

    You will receive your card to your home address.

  • 4. Activate

    Call the U.K. number to activate and retrieve your pin.

Now You are Ready to Enjoy Your Swiftoo Card

Topping Up Your Swiftoo MasterCard

  • Pay in Cash
  • Bank Transfer
  • Card to Card Load

Felxible Options

With the Swiftoo Prepaid Account, you can choose to set-up blocks on your card, you can also restrict payments to selected retailers.

What is a prepaid card?

It’s used in the same way as a debit card but loaded to a predefined amount and can be reloaded as and when required.
The prepaid card works just like any other bank debit card...

Does it have a credit limit?

No, it’s not a credit card and carries no credit limit. Simply spend what you have!

I need help!

If you have questions related to your card call the customer services team on 0330 135 5850 or Email

Is the card safe and secure to use?

As with all credit and debit cards we use, every precaution needs to be taken to keep the card safe and your PIN secure. Please refer to the cardholder terms and conditions. The prepaid card aims to reduce the need to carry or hold large amounts of cash.

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Issuer Statement:

The SWIFTOO Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a licence from Mastercard International Incorporated. Prepaid Financial Services Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services. Registered office: Fifth Floor, Langham House, 302-308 Regent Street, London, W18 3AT. Company Registration Number: 06337638.

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